Thursday, May 31, 2012

Greedy Crooks

Insurance companies are greedy crooks.  There isn't any other way to put it. Its bad enough to have cancer, but to have to deal with those money grubbing dirt-bags is like poop icing on my cancer cake. I understand companies need/want to make profits but holy cow! They stipulate some of their rules and regulations in such wordy junk its a wonder anyone can comprehend them.  I think tax rules are written more clearly than insurance policy's. The saddest part is I have some medical knowledge and am fairly smart, I can catch on to some of it, but what happens to the guy/gal who doesn't have a lick of medical knowledge & doesn't understand the complex policy?  I think when you find out you have cancer the 1st thing the doctor should do is send you to a insurance company/policy expert.  To help navigate the torrid waters that are your insurance company.
Between myself and my employer in the 4 years I have worked at my location we have paid $17,000 to the insurance company.  Until Bertha I used maybe $2000 worth of services, colds/flu, well checks & drugs.  These crooks have the gonads to tell me that because my CAT scans were done in a hospital not a clinic I have to pay and EXTRA $250 EACH TIME that DOESN'T apply to my deductible. There isn't even a CAT scan clinic in my city! Its so disconcerting that we live in such a greedy money hungry world.  Why is it that the profits made for investors is more important than the decent thing to do?  Where has common sense and decency gone?  I believe it resides in almost every human why doesn't it show?  Does it die? Does it become dormant?
I am 33 I have cancer & I am questioning my faith in humanity.
Life is fragile - Say your I Love You's!

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